Taylor Swift works hard and has talent and all, but also her parents could afford both the money and time required to get her to music and acting lessons in NYC, get her to auditions in Nashville to try to get a foot in the door, et c. They were a rich enough family that they "summered" in an expensive shoreline New Jersey zip code and her dad had a Christmas tree farm as a hobby. One wonders how many might-have-beens as good as her, or better, are instead waiting tables at Waffle House because they grew up in a mobile home and their parents couldn't even afford once-a-week piano lessons from the old lady who plays for services at the local Methodist church. I don't mean to knock her—it's not like it's her fault she had advantages. Parents with money are a key ingredient in tons of stories like hers, is all, and she's a good example of that in action.
Tons of successful actors are children of parents who were in the business. Actors themselves, directors, producers. Money, connections, and maybe existing name recognition go a long way. You can see the extreme (and extremely forced) version of this pretty often, with famous and/or rich parents playing key, credited roles in financing and putting together lead role debut vehicles for their actor kids.