Definitely not alone. Many seniors are in the same boat. On skills focus on durable, not trendy. System design, modernization, or deep domain expertise in stable sectors.On savings - diversify beyond stocks. I-bonds, hard assets, and geographic spread if possible. Old playbooks are outdated. Resilience is the new goal.

In the US, it looks like the healthcare industry is the sole viable sector. What I don’t know is how to break into healthcare from a developer’s perspective. Good luck.