How does one view their file? Is this even possible?
No, you can't except under limited circumstances. In America, data about you is largely confidential property of others that can be resold without your knowledge or consent. It likely includes errors and erroneous assumptions, but there's little or no recourse because of decades of legislative, legal, and regulatory capture because of bribes given and patronage bought by the ultra rich who still aren't satisfied with the lion's share of everything.