As a bootstrapping founder who is between 'regular' jobs, AI coding looks like a recurring cost that eats into my ramen savings, promises 80% of the benefits but leaves the hardest 20% to me, and makes it that much harder to dig into the code when a bug surfaces.
Also, I learn way less when dealing with AI. The struggle that used to turn effort into domain knowledge is gone with AI. What's left is spaghetti code.