[1] https://en.wikipedia.org/wiki/List_of_Frank_Lloyd_Wright_wor...
He's not a random, there are a lot of factors working for him
Obviously most 22 year olds in 1890 didn't earn a few times the national average salary. At the beginning of the twentieth century 81% of households were rented, and most of those were not nearly as nice as Frank Lloyd Wright's first home, which was not nearly as nice as it is today after decades of extensions.
The original construction was much more modest in size.
> With money borrowed from his boss
Genius in field works for wealthy man in field, gets special treatment at a young age. News at 11.
https://en.wikipedia.org/wiki/Frank_Lloyd_Wright_Home_and_St...